My years in the Navy SEALs taught me a few things: move fast when opportunity presents itself, adapt when terrain changes and never sleep in open terrain.
Did you know you can use your VA loan to purchase an income-generating asset, as long as it will be your primary residence?
It’s true, and that’s why I’m using my Navy Federal VA loan benefit to purchase a 4-unit apartment complex in Brooklyn.
It’s what my kids jokingly call, Dad’s “NYC Bat Cave.”
The VA loan program was created for Servicemembers, Veterans and their families to buy homes with no down payment¹ and no private mortgage insurance.
I’ve used my VA loan twice already, and it’s an incredible tool for building wealth.
Most people assume that means a single-family house, but you can use your VA loan to buy a 2-4-unit property—up to 4 units—as long as you live in one of them.
That means your tenants may help pay your mortgage while you build equity and wealth. It’s one of the smartest benefits the military ever gave us.
Why Navy Federal? Because they’ve been my financial wingman since I was 19. I’ve been through deployments, career shifts and new ventures and they’ve never missed a beat.
They understand Veterans beyond the token “Thank you for your service,” and they simplify the VA loan process.
AND they actually pick up the phone when you call! No bots, no runaround.
Navy Federal has been amazing for me and my family for decades.
Now, my son is banking with them for his startup, an AI self-storage property tech business.
Different mission, same trusted partner and a human connection, which is very rare these days in banking.
If you’re a Veteran sitting on your VA loan eligibility, thinking it’s “just for a home”, think again. You can turn it into an income-generating investment that sets your family up for the long haul. Find a property that fits, live in one unit, rent the rest and let your benefits work for you.
In the military, we learn to see opportunity where others see risk.
Use your VA loan; it’s a great way to build wealth. Take the discipline, courage and resourcefulness you honed in service and aim it toward your financial freedom.
The mission may have changed, but the objective remains the same: build, lead and leave something behind for your family that’s worth fighting for.
Learn more about VA loans here.
¹100% financing subject to all VA rules, guidelines, and additional program requirements. All loans subject to approval. VA loans may include a funding fee, which may be financed up to the maximum allowed loan amount. Navy Federal has no affiliation with U.S. Department of Veterans Affairs or any other government agency.
²This content is intended to provide general information and shouldn’t be considered legal, tax or financial advice. It’s always a good idea to consult a tax or financial advisor for specific information on how certain laws apply to your situation and about your individual financial situation.
Navy Federal is insured by NCUA.
