6. Bali, Indonesia
Bali is a veteran’s reset button. The island blends spirituality, surf, and jungle life at a pace that’s hard to match. You’ll find established expat hubs in Canggu and Ubud where living costs can stay under $2,000 a month.
If you surf, it’s world-class year-round. If not, there’s still yoga, hiking, and community everywhere. The north side of Bali is quieter and cheaper, with fewer tourists and more local charm. Just stay clear of trouble—drug laws are harsh and strictly enforced.
5. Costa Rica
Costa Rica is safe, democratic, and environmentally protected. It’s not cheap, but the trade-off is peace of mind. The country has some of the best fishing in the world and remains one of the few places where rainforest meets the sea without feeling remote or isolated.
The healthcare system is among the best in Latin America, and crime rates are low. For veterans who want a balanced life surrounded by nature, Costa Rica offers stability and purpose in equal measure.
4. Southern Europe
Portugal, Spain, Greece, and Italy all offer Western infrastructure, the rule of law, and excellent healthcare. If you ever face a legal issue—rightly or wrongly—you’ll be in countries where due process actually exists, which only matters until it matters.
Portugal stands out for its moderate cost of living, easy residency visas, and status as one of the world’s “Blue Zones,” where people live longer and healthier lives. Spain’s southern coast, Greece’s islands, and Italy’s small towns combine culture, community, and food that make every day feel earned rather than rushed.
3. Eastern Europe
If you prefer grit to beaches, Eastern Europe delivers. I lived in Poland for several months and found it modern, safe, and affordable. Most locals under 35 speak English, and there’s deep respect for military service.
Slovakia’s mountain towns are picture-perfect. The Czech Republic’s Prague is one of Europe’s most beautiful capitals. Down south, Croatia’s beaches rival Italy’s for half the price. Before the war, Ukraine offered some of my best memories. Eastern Europe isn’t for everyone, but it rewards curiosity, resilience, and independence.
2. Mexico
For proximity, variety, and value, Mexico nearly takes the top spot. From Baja to Mérida, you’ll find a broad variety of climates. Avoid Tulum; it’s overpriced and overcrowded. Instead, look at Guadalajara, Puebla, Oaxaca, or Lake Chapala—places with culture, safety, and authenticity.
Residency visas are easy, healthcare is affordable, and if you ever need to head home, it’s a quick flight or even a drive. For many veterans, Mexico offers the best blend of comfort and adventure anywhere south of the border.
1. Thailand
Thailand sits at the top for a reason. I’ve spent four years here—mostly in Phuket, but also in Bangkok and Koh Phangan—and it’s the best quality of life I’ve found on a veteran’s budget.
Phuket is fitness heaven: gyms, beaches, fishing, and clean eating all within reach. Bangkok is a modern metropolis that hums with energy, while Koh Phangan offers quiet, jungle-covered hills and a slower pace or some of the wildest parties you can imagine. Thai healthcare is excellent and affordable, and the visa process is straightforward if you stay organized.
Thailand is more than cheap living; it’s a country that rewards discipline, curiosity, and self-reliance. For veterans rebuilding purpose after service, it’s the ultimate second deployment—this time on your own terms.
Final Thoughts
Veterans don’t retire; they redeploy. Living abroad on a fixed income isn’t about running away. It’s about taking back control of time, cost, and peace. With the right mindset, $3,800 a month can buy something that’s rare back home: freedom without debt and the space to start fresh. If you’re interested in seeing my transnational veteran lifestyle, check out my Instagram @Benjamin_Based – I regularly update my adventures.
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