Tricare, the health insurance program for the US military family, is undergoing some changes in 2024, alongside plans for a major overhaul in 2025. Here’s a breakdown of what you need to know to ensure your family has the best health coverage this year.

Who is Tricare For?

Managed by the Pentagon’s Defense Health Agency, the Tricare umbrella extends to a broad range of beneficiaries that offers both security and support.

Here’s who can benefit from Tricare programs:

Active Duty Service Members and Families: Active duty personnel automatically receive Tricare coverage. Spouses and children registered in the Defense Enrollment Eligibility Reporting System (DEERS) are also eligible.

Military Retirees and Families: Retirees with qualifying service time and their families can continue their Tricare coverage under specific plans.

National Guard & Reserve Members (and Families): National Guard and Reserve members with qualifying service may be eligible for Tricare coverage, especially when activated or deployed. Coverage may also extend to their families under certain conditions.

Other Eligible Beneficiaries: This category encompasses former spouses in specific situations, survivors of fallen service members, and Medal of Honor recipients with their immediate families.

Keeping your family’s Tricare information accurate is crucial. While service members can add or remove family members through their local ID card office, it’s important for them to double-check that all details for their dependents are correct. This ensures everyone in the family is properly enrolled and can access Tricare benefits without any issues.